Social Security 2025 Cola Increase Formula

Social Security 2025 Cola Increase Formula. Here’s how you can calculate your benefits for next year. Social security beneficiaries are getting a raise, and the cola (cost of living adjustment) for 2025 is 3.2%.

Social security beneficiaries are getting a raise, and the cola (cost of living adjustment) for 2025 is 3.2%. Since 1975, social security’s general benefit increases have been based on increases in the cost of living, as measured by the consumer price index.